You need to enter the percentage amount for the specific item the client is to be covered for in each of these events.  

For example, if a client has a mortgage of $400,000 and you’re recommending in the event of your client’s death they have sufficient cover to pay this out in full, you’ll need to enter 100% into the Death% field. Same in the TPD and Trauma fields, you’ll need to specify the percentage of cover required to be paid out in either of those events.