Can I add a policy to Risk Researcher where the client holds the same type of cover twice within the one policy?

For example: Life and TPD cover of $450,000 and another TPD cover amount for $200,000 within the same policy.

Answer:

Risk Researcher does not allow for the packaging of more than one instance of the same type of cover.

In this example, TPD can only be included once in a package/policy, which means you can only have one total amount for the TPD cover in order to work out the best insurance premium for client.