Step 1: Add the Bank Account as an Asset for the Offset Account via the Input > Individual > Assets > Holdings page

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Step 2: Enter the Interest Rate for the Offset Account via the Input > Individual > Assets > Rates and Fees page (this is the same interest rate as the loan the offset account is associated with) Please Note - if you do not add the interest rate here, Xtools+ will not calculate this correctly.

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Step 3: Add the details of the Loan via the Input > Individual > Liabilities > Loan Details page

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Step 4: Enter the Interest Rate for the Mortgage via the Input > Individual > Liabilities > Loan Details page (this is the same interest rate as the offset account it is associated with) Please Note - if you do not add the interest rate here, Xtools+ will not calculate this correctly.

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Step 5: Associate the Offset Account with the Liability via the Input > Individual > Liabilities > Associate page by selecting the Offset Liability and the Offset Asset

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